During my 13 years in the mortgage industry & being Bilingual in Spanish, I has accumulated a wealth of knowledge, working with the Federal Housing Administration (FHA), Veterans Administration (VA), USDA Rural Development, Down Payment Assistance programs (i.e. AZ-Arizona HFA (State) Program, AZ-IDA Phoenix IDA Maricopa-Home in Five, Neighborhood Stabilization Program (NSP)). My company, Home Point Financial is a direct lender to Fannie, Freddie and Gennie Mae. I also specialize in providing leads to my Realtor 's so they can assist the buyers in purchasing a home either from their own listings or from another Realtor. I also am working with a team of professionals (My Wagon Wheel) from different industries (i.e. Realtor, Insurance Agent, Landscaper, Attorney, Credit Repair, Job Recruiter, Marketing Specialist, Home Maintenance). If you find yourself with any need on any project, please feel free to contact me and I will make sure our team takes care of you!